Georgia REO Experts

The Rayford & Company, Inc. REO Team is an affiliation built around the most aggressive way to sell REO properties.

The key element to our success is the level of customer service we provide and the demonstrated enthusiasm for the work we do – there is no property too small and there is no limit to the effort we will expend to move a bank asset! Combining local market expertise with state-of-the-art technology while supported by a team determined to get the job done, Rayford & Company, Inc provide banks and asset management companies an outsourcing opportunity to sell their foreclosed properties on the retail market. Rayford & Company, Inc  has a deep-seeded conviction and determination to help asset managers succeed in selling their REO portfolio by being the fastest, most efficient REO service providers in the Metro Atlanta Area.

Our Top Banks: Bank of America  Direct and all 7 of it’s Outsourcers,-Olde Republic, Iserve, PMH Financial-Stewart, ATLAS, VA Direct-Vender Resource Management

Scope of Services

  • Occupancy – same day occupancy checks, weekly reporting
  • CFK (Cash-for-keys) – aggressive negotiation with occupants in effort to save the Client from having to evict
  • Eviction – cooperation & coordination with Sheriffs’ Departments of all counties serviced
  • Loss Mitigation – mortgagor negotiation and deed-in-lieu assistance
  • Rekey – coordination of contractor using client-specific key codes & LB combos
  • Secure – assuring that all properties are secured with no possibility of entry other than a keyed entry.
  • BPO (for REO and 3rd Party Providers) – drive-bys and interiors performed quickly and efficiently by our dedicated BPO department. 48 hour guarantee for Listings
  • MMRs – timely marketing reports for up-to-date information on new comparables and showing feedback
  • Negotiation – all offers negotiated using client-directed offer communication method
  • Closing Coordination – pending transactions thoroughly managed for timely closings
  • Auction Coordination – oversight, coordination, and attendance (if necessary)
  • Trashout – management and inspection
  • Landscaping – oversight of all lawn maintenance and landscaping per Client guideline
  • Seasonal – services include winterization, snow removal, weatherproofing
  • Repairs and Rehabs – extensive contractor database with 5-day turnaround for Bids. Management during repair process; Inspection upon completion
  • Communication – State-of-the-art technology for up-to-the-minute Client needs
  • Customer Base – large pools of buyers, agents, and investors – comprehensive oversight of buyers’ lender and attorney
  • Dedicated Departments – pre-marketing, listing coordination, offer negotiation, closing, 3rd Party BPOs
  • Information Technology – customized online system developed specifically for REO management & sales
  • Client – monitoring of buyer agent feedback with online reporting
  • Certification – Certified REO Specialist, Certified Loss Mitigation Consultant

 

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